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Created with Fabric.js 1.4.5 Student Loans Personal Debt -The class of 2014 graduated with an average student loan debt of $33,000-“Nearly double the amount borrowers had to pay back 20 years ago.- Designed to help students pay for university tuition, books, and living expenses. Money that is owed or due by the average consumer-The average US household credit card debt stands around $15,593-In total, American consumers owe $11.62 trillion dollars for us to get out of debt Car Insurance Pays for the damage of your car if you ever get in an accident.- Liability car insurance is required in 49 out of the 50 states.- The average auto insurance expenditure dropped from $799 in 2007, to $797 in 2011. Personal Finance- Joshua Dani Mortgage The charging of your personal property by a debtor to a creditor as security for a debt- A U.S. household consumer mortgage debt is around $153,184- American consumers owe $8.05 trillion in mortgages Credit Unions Members can borrow from pooled deposits at low interest rates.-Credit union loans out standing grew .8% in September 2014.-Total credit union memberships grew .5% during September to 101.5 million. Insurance that pays out a sum of money either on the death of the insured person or after a set period.- 1960: 72% of Americans owned life insurance- 1992: 55% of Americans owned life insurance- 2010: 44% of Americans owned life insurance- Less and less people own life insurance over the years- $15.3 trillion is the estimated unmet life insurance need in the United States
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