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Created with Fabric.js 1.4.5 First Home Mortgage Steps to Buying a Home Steps to Buying a Home Make anappointmentwith a Certified REALTOR® Jen Petreccia Get a Certified MortgagePre-Approval FromNick Caccia Work with yourAgent to determineyour home requirements &view properties Make an offer A certified mortgage pre-approval meansthat sellers knowyou have alreadystarted the underwritingprocess and that gives you and advantage overother buyers. A REALTOR® has received training in the real estate, mortgage and insuranceindustries toensure theirability to properlyguide andadvise homebuyers throughthe process. Your agent willwork with youto determinea fair offerfor the property NegotiationtoContract Your agent will adviseand assist you inNegotiating duringthe offer process.Once the offer hasbeen accepted, youagent will guideyou through theinspection process,through to thesigned contracts. MortgageApproval The Approval Process will take about 30 daysand the bank's underwriterwill officially determineif you are eligible for the mortgage loan. Jennifer Petreccia, REALTOR® Nick Caccia, Loan Officer RE/MAX Advantage Group The LastSteps Your almost there...your agent can direct and advise you on the last details: home owners insurance, movers, contractors, locksmiths... Closing! Closings take place at an attorney's office:yours or the sellers. Once all thepaperworkhas been signed your attorney or agent will hand you the keys to your new home! 401.823.1500 401.440.0129 1 2 5 4 3 6 5 7 8 9 Enjoy Your New Home!
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